Bank DKI Wins Three Awards at 27th Infobank Awards

We dedicate these awards to our customers and stakeholders

Bank DKI has won three awards at once at the 27th Infobank Awards.

Those three awards received were Special Performance Banks for the category of Kelompok Bank Modal Inti 2 or KBMI 2 (Core Capital Bank Group) 2 with assets by Rp 50 trillion to below Rp 100 trillion.

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There was also a Golden Trophy with predicates of 'Very Good' performance for 5 consecutive years and 'Very Good' performance in the KBMI 2 category with assets by Rp 50 trillion to below Rp 100 trillion.

The awards were directly received by Bank DKI Finance and Strategy Director Romy Wijayanto at Indonesia Kempinski Hotel, Central Jakarta, Thursday (8/25).

He revealed that the brilliant performance achieved in 2021 could not be separated from the implementation of the Transformation 5.0 program. Bank DKI has implemented a series of Transformation 5.0 programs in 2021 with a focus on the main pillars of business and support for the Jakarta administration which are divided into lending, funding, and ecosystem.

The other main pillars are digital and operation, human capital, organization and culture and governance, risk management, and compliance. The bank began implementing business strategies in an ecosystem in collaboration with Jakarta BUMDs and its derivatives.

"We dedicate these awards to our customers and stakeholders," he said, Friday (8/26).

He explained that these achievements and awards will motivate Bank DKI personnel to continuously make improvements while at the same time growing higher quality and sustainable performance.

To maintain business continuity going forward, the bank made innovations besides transformation and ecosystem strategies in collaboration with other BUMDs.

One of them is the simplification of business processes that refers to customer centricity by developing digital-based banking products and services through JakOne Community Apps.

Bank DKI is currently carrying out several digitalization initiatives by trying to develop SuperApps, SimpleApps, and Digital Lending.

"Hope these three applications can become Bank DKI's advantages in competing in the future and be able to encourage performance acceleration, either in terms of credit or deposits," he stated.

As for the information, at the 27th Infobank Awards, Bank DKI got the highest score, namely 89.41 percent, superior to other banks in its class from KBMI 2 or banks with core capital above Rp 6 trillion to Rp 14 trillion, asset class Rp 50 trillion to below Rp 100 trillion, and posted double-digit performance.

As per rating data in the August 2022 edition of Infobank Magazine, in 2021, they were capable of recording a net profit amounting to Rp 727.36 billion, growing 25.27 percent from the 2020 profit. About the intermediation function, they also collected third-party funds (DPK) of Rp 57.71 trillion, growing 17.96 percent from 2020.

This DPK growth is above the average growth in the banking industry in 2021, which is 12.21 percent. The growth of Bank DKI's DPK is also accompanied by improvements in the structure of its funds thus the Current Account Savings Account (CASA) ratio can increase significantly from 45.49 percent in 2020 to 51.37 percent.

Then the distribution of credit and financing for Bank DKI in 2021, reached Rp 38.70 trillion or grew 8.52 percent from 2020. The credit and financing growth was above the 2021 banking industry credit growth of 5.24 percent.

Bank DKI's lending and financing were carried out with due observance of the principle of prudence, marked by well-maintained asset quality. It refers to the realization of gross NPL and net NPL which are maintained at the level of 3.02 percent and 0.38 percent, respectively.